How to Activate Chime Card? Unlike traditional banks and financial institutions, Chime offers only one set of products that allow users to decide exactly what they want.
Today we’ll answer all the questions about the Chime card, including how to activate Chime Card correctly. But first, here’s the short answer on how to activate your Chime card using the Chime app:
- Open the Chime app
- Tap the “Card Status” button
- Tap “Activate Card”
Read on for other ways to activate your new Card and tips and tricks for getting the most out of it.
Table of Contents
The Chime Card
Chime offers a credit card without a credit check, designed for users who want to increase their credit.
The Chime card helps you with the following arrangement;
To move money from your Chime checking account to your credit building account
You can make purchases with the moved amount
You have the freedom to pay off any purchases you’ve made on time to continue building your credit.
Chime does not charge interest, annual fees, or prepayments for using your Card. Make sure there is no preset spending or credit limit; in this case, you can decide how much credit you want to grant yourself. To apply for the credit card, you need a Chime checking account and eligible deposits of $200 or more to apply for a credit-building credit card.
Your Chime debit card will work wherever Visa is accepted; you can add it to your Apple Pay or Google Pay mobile wallet.
The Chime card gives you access to over 60,000 ATMs, Allpoint, and Visa Plus Alliance ATMs.
If you lose your Chime debit card, you can disable transactions within the Chime app, and you won’t be charged for replacing those cards.
When will I receive my Chime debit card?
If you’ve already ordered your new Chime card, you may wonder how long it will take to arrive. The Card should arrive relatively quickly, within:
- 7-10 business days for regular shipping
- 3-5 business days for express shipping
While waiting for your Card, you can also use your temporary digital Card. More about that is below.
What do I need to activate my Chime card?
Before you start activating your Chime card, you will need a few items. It’s best to grab them now so you don’t run around trying to find the items.
Here are some things you need to activate your Chime card:
- Social security card
- Paper sent with the chime card
- Sheet of notebook
- Pen or pencil
- Your Chime card
You will need your Social Security card in case you do not know it by heart and need it for the identification process. The documents sent with your Chime card must include your account information and the phone number you need to call to activate your new Chime card. The notebook and pen are in case you need to write down important information about your account, such as a PIN.
How To Activate Chime Card?
The Chime card is incredibly easy to activate. You have several options to complete the activation:
- How to activate Chime Card using Chime app
- How to activate Chime Card via Website
- How to activate Chime Card by chatting
- How to activate Chime Card via telephone call
The first two are the fastest and most convenient. However, you can also contact Chime support to assist you with this.
Now that you’ve gathered your materials, it’s time to learn how to activate your Chime card. This can be done in two ways: by activating your Card with the Chime app and calling Chime customer service.
First, in the next section, let’s discuss how to activate your Chime card using the Chime app.
How to activate Chime Card Using the Chime App
If you’re using the Chime app, you’ll find that the activation process for your Card is quick and easy. Here are the steps to activate your Chime card using the app:
- Log in to your account and look for the Card widget at the app’s top. The widget should say “Card Status.”
- Tap on the widget, and you will see a green button that says “Activate card.”
- If you don’t see this button for some strange reason, you can ask the Chatbot, “Activate my card.”
- If you don’t see the Chatbot, go back to the Chime app home screen and look in the top right corner to activate your Card. If you experience any problems, don’t hesitate to get in touch with Customer Service at 844-244-6363.
How to activate Chime Card by calling Chime Customer Service
Suppose you are brave and like to talk to customer service representatives. (I say this because many people hate contacting customer service!) You can call 844-244-6363 and follow your options to activate your Chime card.
When you call Chime, you must follow their full instructions to activate your Card. The customer service representative can give you instructions to activate your Card.
Within two minutes, you can activate your Chime card by simply calling. You need to use the data on your Card. The process is simple and easy, but many may avoid it because they hate calling customer service.
How to activate Chime Card via website online?
You may prefer to activate your Chime card on the computer. If so, you can. These are the steps you need to take to activate your Chime card online:
- Go to the Chime website and log in to your account.
- Once you log in to your account, go to your Chime bank account details and look for the “Activate my card” option.
- Enter your Chime bank card details here.
- After you have gone through all these steps, you can use the Card. You can use it anywhere, such as in shops and ATMs. A ringtone will likely send an activation confirmation to one or both phone numbers and email addresses associated with your account.
Stay tuned for this confirmation! If the confirmation does not arrive and your Card is not working, don’t hesitate to get in touch with your customer service.
Can I activate my Chime card before it arrives?
Yes, you can activate your Chime card before it arrives. Visit the Chime website. Click the “Login” button at the top right of the screen after opening the website.
Enter your registered email address and password to access your Chime account in the respective fields. Then activate your Card by following the instructions on the next page.
How To Activate Chime Card Without The App?
If you prefer not to use the app to activate your Chime card, you don’t have to use the app. Here are the steps to follow to activate your Chime card without the app:
- Get started by logging into your Chime account.
- Select the “Activate card” tab and follow the instructions.
- Click the “Activate Card” tab to continue.
After clicking the option, you need to follow the step-by-step instructions. Please be careful when entering your card details, including your card number, CVV number, and expiration dates. If not, you may have to redo everything or call support for help.
How do I know if my Chime card has been activated?
After following the steps to activate your Chime card, ensure it works before using it. Of course, it would be not very comfortable to go to the store and find out that your Card is not activated when you try to pay for your items.
Therefore, you need to call customer service to see if your Chime card has been activated. If not, customer service can help you correct your mistakes and activate your Chime card.
This small step can save you from embarrassment in the store for those who hate calling customer service. You’ll also save money and gas by taking this extra step.
How to use the Card if it hasn’t arrived yet?
You don’t have to wait for the physical Card before you can use it. In the app, you have access to your provisional digital Card. You can even add it to wallets like Apple Pay. To find the details of the temporary digital Card:
- Open the Chime app
- Tap “Settings”
- Scroll down and tap on “Debit Card.”
- Select “View your Card”
- Record your card number and other information
Once the physical Card arrives and you have successfully activated it using one of the methods mentioned above, the numbers on your temporary Card and your physical Card will match.
However, once you activate your physical Card, you can no longer use your temporary debit card.
How do I get a replacement card?
Have you lost your Card, or worse, has it been stolen? You can easily request a replacement in the app. You must first verify and update your mailing address.
To update the address, go to:
- “Personal information”
- After making sure, the address is up to date:
- Go to “Settings” again
- Find the Card you want to replace
- Tap “Replace your card.”
- Follow the directions
Your replacement card should arrive within 7-10 business days (after it is printed). If you apply for a new card, your old Card will be deactivated. However, you won’t get stuck because you can use a temporary digital card in Settings until your new Card arrives.
If your Card is damaged and you have requested a new card, the damaged Card will remain active until you activate your new Card.
Of course, you can disable in-app transactions at any time, so anyone who finds or has your Card can’t use it.
How do I reset the Card’s PIN?
If you forget your PIN or want to change it, call 1-844-244-6363 and follow the instructions to reset your PIN.
Have your Chime card ready, as you will be asked for your card details.
Can I use the Chime card abroad?
Chime has two cards: the Chime Visa Debit Card and the Chime Credit Builder Secured Visa Credit Card.
Both can be used anywhere Visa is accepted. This includes online or in-store, in the US and internationally. However, you must enable international transactions in the app. To do this:
- Open the Chime app
- Open configuration”
- Find the Card you want to use abroad
- Switch to the on position next to “International Transactions.”
There are no fees for foreign transactions. However, some merchants and ATMs may charge their fees.
There is also an extensive list of countries where you cannot use your Chime card. These include Iraq, Iran, North Korea, Somalia, and other “similar” countries.
Still, some countries are on the list that you wouldn’t expect. Croatia, for example, which has been part of the EU for several years and is a popular tourist destination, is on the list.
Chime Technical Support Contact Number
The process is simple if you need to contact support to activate your Chime card. The first way is by calling call support at 844-244-6363.
You don’t have to wait more than six minutes to call support. Customer service is available Monday through Saturday from 7 am to 7 pm CST.
On Sundays, you can contact support between 9:00 am and 5:00 pm. m. and 5 pm CST. However, many say the best time to call support is around 3 pm. m. from Monday to Friday.
You can also email Chime Support if you need help activating your Chime card. The address to use is email@example.com. Contact a representative by email.
Conclusion – How To Activate Chime Card
It’s easy to activate your new Chime Visa debit card via the app, website, chat, or phone call.
Once you activate your Card, you can use it not only online or in-store but internationally, but you also get access to unlimited physical checks and ACH transfers in and out of the account.