Does Grubhub Take Debit Cards? Grubhub accepts many different payment methods.
Some people like to put most of their purchases on credit cards to earn rewards and various types of points, but many consumers prefer to use cash or debit cards instead of buying things on credit.
You may get fewer rewards for using a debit card to buy things instead of a credit card, but you’ll also avoid paying interest on your purchases, so using a debit card will likely give you an edge, even compared to great ones rewards cards
Does Grubhub Take Debit Cards?
Grubhub is one of the oldest meal delivery platforms and was founded in 2004 by Matt Maloney.
The parent company is Just Eat Takeaway, and today Grubhub has nearly 3,000 employees, not including the drivers who deliver for them as independent contractors.
Grubhub doesn’t hire the drivers, they just maintain the app that connects drivers to restaurants along with people who want food delivered to their homes.
Grubhub runs the platform and it’s similar to things like DoorDash, Uber Eats, or Postmates.
Grubhub also processes payments when people order food, so as a consumer looking to have a great meal delivered to their home, you need to download the Grubhub app, browse local restaurant menus, place an order and pay with Grubhub, and Grubhub will ship it. ordered from the restaurant, and Grubhub will arrange for a delivery person to deliver it to you.
This has been helpful for certain restaurants, especially those that don’t normally take delivery orders and don’t want to go through the process of hiring their drivers and dealing with the overhead and additional staffing issues involved.
Instead, restaurants pay a significant portion of the ordering costs to Grubhub, which handles delivery logistics.
It can be a very convenient way to get food and can be beneficial for restaurants that receive orders that they otherwise would not have received.
Since you pay Grubhub directly for your order, that is none of your business, regardless of the payment methods the restaurant normally accepts.
What matters to you, as a Grubhub order, is which payment methods Grubhub accepts.
And here’s what you need to know about it…
Do I have to use a debit card on Grubhub?
If you want to request delivery with Grubhub and you have a credit card, that’s probably your default payment option that you’ll fall back on.
But you can pay for your GrubHub order in a few different ways, including debit cards, credit cards, and even Apple Pay and other mobile payment methods.
Which one you choose depends on your preferences as a consumer.
If you’re someone who pays your credit card bills right away and only uses them to collect points and rewards, you’re playing the game right.
If you’re someone who has a credit card balance, you’ll spend an extra 10-20% on every purchase you make, or even more depending on how long you keep the balance with you.
If you have a credit card balance and need to go into debt to buy your food from Grubhub, it’s probably a better idea to think about some more affordable options and put that money in your credit card bill for now.
We won’t tell anyone how to spend, but a savvy consumer realizes that saving a little to pay off debt will pay off in the long run.
Is Grubhub worth the price?
Grubhub charges on top of the cost of ordering food, and ordering food is already a luxury for many families, so this is a premium service for people who have the disposable income to pay for it.
As such, Grubhub can still be worth the price, especially if you’re too busy to cook or can’t visit a restaurant for some reason.
It’s a useful service, people like to use it and it gives restaurants a new source of orders that can be very useful.
Delivery and service charges can add up, and sometimes restaurants even charge menus they submit to apps to offset the 20% Grubhub charges restaurants for using their service.
As an individual consumer, it is your budget responsibility and decides how much you can afford to spend on groceries, especially higher-end groceries like Grubhub and other delivery services.
Save money on Grubhub
One of the drawbacks of using services like Grubhub is that you can’t use existing promotions or coupons at the restaurants you order from, nor can you use gift cards you have for any of the restaurants listed on Grubhub.
You can keep an eye on Grubhub promo codes or restaurants with deals and promotions.
Grubhub will also send you an email to notify you of promotions.
Some people will download all the popular meal delivery apps and just use the one with the best deals when it comes time to order food, and that’s probably the best way to go if you want to enjoy meal delivery, but you’re also budget-conscious.
It only takes a minute or two to place the same order on multiple apps and see which would cost less or see which apps have promotions like free delivery or reduced rates.
Where to get Grubhub gift cards
You can get Grubhub gift cards on the company’s website and load any amount up to $2,000. Above this limit, you will need to switch to a Grubhub corporate account for bulk orders.
When purchasing gift cards on the Grubhub website, you have the option of getting a physical or an electronic one.
If you choose the electronic one, it will be sent to your email, while physical shipping information will take you a few days.
Grubhub gift cards are also available from third-party sources such as Amazon and Paypal. If you want to buy physical ones, you can find them at Safeway and Target.
Add a prepaid card to Grubhub
Follow these steps to add a prepaid card to Grubhub in the mobile app:
- Tap the icon that says ‘My Grubhub’ at the bottom of the page
- Tap the gear icon in the top right corner to open the settings menu
- Select “Payment”
- Click on “Add a new payment”
- Follow the prompts to add a new prepaid card
If you’re on the Grubhub website, in a desktop or mobile browser, follow these steps:
- Go to Grubhub.com and log in to your account
- Click on your mane in the top right corner if you are on a desktop. If you are mobile, click the icon with your initials in the top left corner
- Click on “Account”
- Select “Payments”
- Add a new card in this section by following the prompts
Once you’ve added a card to your Grubhub account, you don’t have to enter your details every time you want to place an order.
You can redeem a gift card early and add your full balance to your account so you don’t have to keep using the code at checkout.
To do this, follow these steps:
- Go to Grubhub and find the settings menu
- Navigate to the section called “Gift Cards” and click on it
- Right above the button that says “Buy a gift card” there is one that says “Redeem a gift card” that you need to click
- Enter the gift card code and click “Add to my account”
How to pay with a prepaid debit card on Grubhub
Follow these steps to pay with a prepaid card on Grubhub:
- Shop on the platform and add items to your bag as usual
- When you’re done, proceed to checkout
- Optionally, add restaurant instructions regarding your delivery
- Look for payment options in the section where you add delivery instructions
- Expand the menu and select the prepaid card you want to use. If it is a gift card, you need to enter the code
- Done checking
If you redeemed the gift card using the steps in the previous section, you don’t need to enter the code and can use it like any other card associated with your account.
What payment methods does Grubhub accept?
In addition to prepaid cards, Grubhub also accepts the following payment methods:
- Credit cards
- Paypal (only in the mobile application)
- Venmo (mobile app only)
- Apple payment
- Android pay
Conclusion – Does Grubhub Take Debit Cards
Grubhub accepts prepaid cards, i.e. debit cards and gift cards. You must add them during checkout to use them for payment. Grubhub accepts prepaid debit cards from American Express, Discover, Visa, and Mastercard.
You can get electronic and physical Grubhub gift cards from the company’s website or major physical and online retailers such as Amazon and Target. You can redeem a Grubhub gift card in one go to add to your account balance.