If you are a frequent online shopper, you may have encountered a puzzling 702 SW 8th St charge on your credit card statement. This charge may appear as a single or multiple transaction, ranging from a few cents to hundreds of dollars. You may wonder what it is, who is behind it, and whether it is a fraud or a mistake.
In this article, we will explain what the 702 SW 8th st charge on credit card is, why it happens, and how to deal with it. We will also provide some tips and resources to help you protect your credit card information and avoid unauthorized charges in the future.
What is 702 SW 8th St charge on credit card?
702 SW 8th st charge on credit card is a transaction that originates from Bentonville, Arkansas, the headquarters of Walmart, the world’s largest retailer.
This charge may appear on your credit card statement if you have made a purchase from Walmart.com, Walmart’s online store, or from a third-party seller that uses Walmart’s platform. It may also appear if you have used an EBT card, a government-issued debit card for food assistance, at a Walmart store or online.
However, not all 702 sw 8th st charges on credit card are legitimate. Some of them may be fraudulent, meaning that someone has used your credit card information without your permission to make purchases from Walmart or other merchants. This can happen if your credit card information has been compromised by hackers, phishing, malware, or other means.
Why does 702 SW 8th st charge on credit card happen?
There are several reasons why you may see a 702 SW 8th st charge on your credit card statement. Some of them are:
- You have purchased Walmart.com or a third-party seller that uses Walmart’s platform. In this case, the charge is valid and reflects the amount and date of your purchase. You may also see additional charges for taxes, shipping, or fees, depending on the terms and conditions of your purchase.
- You have used an EBT card at a Walmart store or online. In this case, the charge is valid and reflects the amount and date of your purchase. You may also see additional charges for taxes, shipping, or fees, depending on the terms and conditions of your purchase.
- You have purchased from another merchant that uses Walmart’s payment processing service. In this case, the charge is valid and reflects the amount and date of your purchase. You may also see additional charges for taxes, shipping, or fees, depending on the terms and conditions of your purchase. However, the merchant’s name may not appear on your credit card statement, making it harder to identify the source of the charge.
- You have purchased from another merchant that has a similar address or name as Walmart. In this case, the charge may be valid or fraudulent, depending on whether you have authorized the purchase or not. You may also see additional charges for taxes, shipping, or fees, depending on the terms and conditions of your purchase. However, the merchant’s name may not appear on your credit card statement, making it harder to identify the source of the charge.
- You have not made any purchase from Walmart or any other merchant, but someone has used your credit card information without your permission to make purchases from Walmart or other merchants. In this case, the charge is fraudulent and reflects the amount and date of the unauthorized purchase. You may also see additional charges for taxes, shipping, or fees, depending on the terms and conditions of the purchase. However, the merchant’s name may not appear on your credit card statement, making it harder to identify the source of the charge.
How to deal with 702 SW 8th st charge on credit card?
If you see a 702 SW 8th st charge on your credit card statement, you should take the following steps to verify and resolve it:
- Check your purchase history on Walmart.com or your email confirmation to see if the charge matches any of your recent purchases. If it does, then the charge is valid and you don’t need to do anything else.
- Check your EBT card balance and transaction history to see if the charge matches any of your recent purchases. If it does, then the charge is valid and you don’t need to do anything else.
- Contact the merchant that you have purchased to see if the charge matches any of your recent purchases. If it does, then the charge is valid and you don’t need to do anything else. If the merchant’s name is not clear on your credit card statement, you can use the phone number or website that appears next to the charge to contact them.
- Contact Walmart’s customer service to see if the charge matches any of your recent purchases or if they can provide more information about the charge. You can reach them at 1-800-925-6278 or visit their website at www.walmart.com.
- Contact your credit card company to dispute the charge if you have not authorized it or if you cannot verify it with the merchant or Walmart. You should also report the charge as fraudulent and request a new credit card number to prevent further unauthorized charges. You can find the contact information of your credit card company on the back of your card or your monthly statement.
Tips and resources to protect your credit card information and avoid unauthorized charges
To prevent 702 SW 8th st charge on credit card or any other unauthorized charges on your credit card, you should follow these tips and use these resources:
- Use a strong password and a different password for each online account. You can use a password manager to generate and store your passwords securely.
- Use a secure network and device when shopping online. Avoid using public Wi-Fi, shared computers, or devices that may have malware or viruses.
- Use a credit card instead of a debit card when shopping online. Credit cards offer more protection and limit your liability in case of fraud.
- Review your credit card statements regularly and report any suspicious or unfamiliar charges as soon as possible. You can also set up alerts or notifications to monitor your credit card activity.
- Use a credit monitoring service or check your credit reports periodically to detect any signs of identity theft or fraud. You can get a free credit report from each of the three major credit bureaus once a year at www.annualcreditreport.com.
- Use a fraud prevention service or app that can help you detect and block unauthorized charges on your credit card. Some examples are BillGuard, Privacy.com, or CardValet.
FAQs
Here are some frequently asked questions and answers about 702 SW 8th st charge on credit card:
Q: Is 702 SW 8th st charge on credit card always a fraud?
A: No, 702 SW 8th st charge on credit card is not always a fraud. It can be a valid charge if you have purchased Walmart.com, a third-party seller that uses Walmart’s platform, or another merchant that uses Walmart’s payment processing service. It can also be a valid charge if you have used an EBT card at a Walmart store or online.
Q: How can I tell if 702 SW 8th st charge on credit card is a fraud or not?
A: You can tell if 702 SW 8th st charge on credit card is a fraud or not by checking your purchase history, contacting the merchant or Walmart, or disputing the charge with your credit card company. You should also look for other signs of fraud, such as multiple or unusual charges, unfamiliar merchants, or changes in your credit score.
Q: What should I do if 702 sw 8th St charge on credit card is a fraud?
A: If 702 SW 8th St charge on credit card is a fraud, you should report it to your credit card company as soon as possible and request a new credit card number. You should also contact the merchant or Walmart to cancel the order and request a refund. You should also take steps to protect your credit card information and identity from further fraud.
Conclusion
702 SW 8th st charge on credit card is a transaction that originates from Bentonville, Arkansas, the headquarters of Walmart. It can be a valid or fraudulent charge, depending on whether you have authorized it or not. If you see this charge on your credit card statement, you should verify and resolve it as soon as possible. You should also follow some tips and use some resources to protect your credit card information and avoid unauthorized charges in the future. We hope this article has helped you understand what 702 SW 8th St charge on credit card is and how to deal with it. If you have any questions or feedback, please leave a comment below. Thank you for reading!
