Eastwest Dolce Vita Titanium Credit Card Benefits: In an increasingly cashless society, credit cards have become an essential part of life for many people around the world. In this article, we will show you the advantages of the EastWest Dolce Vita Titanium credit card.
However, not all credit cards are created equal and there are many factors to consider when choosing the best one for your lifestyle and financial goals.
This guide will give you everything you need to know about the EastWest Dolce Vita Titanium credit card, including how it works, what are Eastwest Dolce Vita Titanium Credit Card Benefits, Charges, How to Apply, and whether it’s right for you.
About Eastwest Dolce Vita
Robert W. Jones founded Dolce Vita in 1997 to create a product that was both aesthetically pleasing and useful. He added the word “vita”, which means life, along with the Italian word “dolce”, which means “sweet life”.
It is based in the Philippines. Dolce Vita is all about luxury living, which is why the Dolce Vita Titanium credit card is a luxury credit card, designed to make your life easier.
Eastwest Dolce Vita Titanium Credit Card Benefits and Features
Charms of the Dolce Vita
Each Php100 loaded onto your EastWest Dolce Vita Titanium Mastercard will earn you 1 Charm. Collect your Charms and redeem eGift Rewards and Charms Vouchers that you can use to purchase merchandise or redeem for gift cards at partner merchants. You can also use your charms to donate to charity or get annual membership fee waivers.
Benefits and special privileges
Enjoy discounts and special privileges from partner merchants all year round, from shopping, dining, health, and wellness to travel and leisure when you use your EastWest Dolce Vita Titanium Mastercard.
2,500 bonus miles when you spend $1,000
The EastWest Dolce Vita Titanium credit card offers 2,500 bonus miles after you spend $1,000 on purchases with your new card within 90 days of opening your account.
That’s a $25 credit for things like travel, flights, hotels, and more! This is a great way to help you reach those important milestones to meet the minimum spending requirements.
It can also save you money by giving you free rides that would otherwise have cost you thousands of dollars out of pocket! And that’s not all…
First-year free for Global Entry or TSA Pre✓®
If you are already or about to become a world traveler, chances are you are familiar with Global Entry and TSA Pre✓®.
Both programs reduce lines at airports and can save a lot of time. With that in mind, I was thrilled to learn that your EastWest Dolce Vita Titanium credit card covers both programs if you sign up within 90 days of account opening.
If you choose to enroll in Global Entry, which includes TSA Pre✓®, EastWest Bank will cover your $100 enrollment fee; if you choose TSA Pre✓®, your application fee will be refunded up to $85.
Free Luggage With Every Trip – Eastwest Dolce Vita Titanium Credit Card Benefits
With EastWest, you get up to 2 free checked bags on every trip, a benefit not available on most other credit cards.
Whether traveling for business or pleasure, checked baggage fees can add up over time. If you spend $10 a day on baggage fees for a week, and only if you fly for three days, you’re paying $210 for something that isn’t even on your credit card bill.
The baggage fees are ridiculous and we like how EastWest brings you back to earth with their free baggage offer.
EastWest also waives baggage fees on every trip, so you won’t even see it on your credit card bill.
Airport lounge access
The EastWest Dolce Vita Titanium credit card provides VIP access at all major airports. Enjoy free drinks, food, showers, and Wi-Fi while you wait for your flight.
This is a great Eastwest Dolce Vita Titanium Credit Card Benefits if you travel a lot and is something most credit cards don’t offer. This can be very valuable in helping you save money along the way.
The card also covers travel delays, which can be useful if bad weather causes your flight to be delayed or canceled.
In that case, EastWest will reimburse you for all reasonable costs, such as meals and accommodation, incurred as a result of a delayed or canceled flight.
That’s another Eastwest Dolce Vita Titanium Credit Card Benefits, especially if you’re stranded far from home due to a flight delay.
$100 annual airfare credit
The EastWest Dolce Vita Titanium Credit Card offers a credit of $100 per year to airlines, which is a benefit you earn during your first four years as a cardholder.
This means that if you have more than one airline credit card, you can take advantage of more than one airline fare credit per year.
This benefit allows you to choose from over 150 airlines when using it for occasional airline purchases.
Airlines, along with hotels and car rental companies, are considered eligible charges on your statement in the airline incidentals section.
However, keep in mind that different airlines may treat incidental fees differently.
Hotel Status at Starwood Preferred Guest Hotels & Resorts Worldwide
This card allows you to earn SPG Gold status as long as you have it which has some great perks. The SPG program itself is great because most airlines allow you to use points at a rate of three points per mile.
Even better, if you transfer 20,000 points to miles and exchange it for 1.25 cents per point, instead of the two cents you book through Starwood, you can travel anywhere in North America on a round-trip bus. in Europe or Asia for 25,000 miles.
In addition, SPG Gold status entitles you to a 25% points bonus when you stay at Starwood hotels and a 50% points bonus when you stay at Marriott hotels.
The card also comes with Marriott Rewards Gold status and provides access to thousands of airport lounges through Priority Pass Select.
It’s also a really solid credit card, offering 2x points per dollar spent on daily purchases and then awarding 5x points per dollar spent on SPG or Marriott properties, making it one of the best hotel cards out there right now. If you like hotels and want some extras too, this is a great option.
25% back on United purchases
That’s right, you earn 25% back on every purchase you make at United when you use your EastWest dolce vita titanium credit card.
This is a huge plus for business travelers and frequent flyers, especially as many companies (and individuals) are trying to cut their spending on flights.
If you normally spend a lot of money on United Airlines, don’t leave home without your EastWest Card! The only downside to these cards is that they charge a $400 annual fee, but if you’re getting over $400 in just one year, it’s well worth it.
5x Miles on all other purchases in your first year
For example, if you spend $10,000 on your card in a year, you will earn 5,000 bonus miles. 5x Miles also applies to cash redemption and everything else.
In other words, you can use your card for any purchase. And get up to 5x miles for each, for everything!
A whole new way of thinking about credit cards where using them pays off immensely. It takes a great rewards program and it takes it to a whole new level by increasing your rewards percentage from 1% on all purchases to 5% on all purchases in your first year!
Low foreign currency conversion costs
Enjoy guilt-free shopping. Save more on your international purchases with a low exchange rate of 1.70%.
Additional cards – Eastwest Dolce Vita Titanium Credit Card Benefits
Share your spending privileges with loved ones by giving them EastWest Dolce Vita Titanium Mastercard Expansion Cards. You can request up to nine (9) expansion cards. You can also assign a monthly sub-limit1 to each expansion card to better manage your finances.
Use your EastWest Dolce Vita Titanium Mastercard anywhere in the Philippines and worldwide where Mastercard is accepted. That’s more than 30 million stores in more than 200 countries worldwide.
Safe and easy payment – Eastwest Dolce Vita Titanium Credit Card Benefits
Experience peace of mind with technology features that ensure your payments are secure every time you use your EastWest Dolce Vita Titanium Mastercard.
It has an EMV smart chip built into the card that prevents duplication of your card details when you transact in stores and brick-and-mortar establishments.
It has 3D Secure that gives you additional payment authentication for transactions in online stores with the Mastercard® SecureCode logo. To complete your online purchase, you will need to enter a unique 6-digit Time Password (OTP) which will be sent to your registered mobile phone number. Always keep your mobile phone number up to date for worry-free online shopping. Chat with the EastWest System Tech Assistant (ESTA) chatbot at www.ewlend.com/esta and then choose Services if you need to change your registered mobile number.
It has Mastercard® contactless technology that enables a fast and secure payment experience. Just look for the universal contactless symbol on the POS terminal in stores around the world to enjoy the convenience of Tap & Go®.
Billing and Payments in Philippine Peso
All your purchases, both here and abroad, are billed in Philippine pesos so you can keep your foreign currency intact.
Easy payment terms
Choose to pay the full statement balance or at least the minimum payment due on the due date of your invoice. An interest fee will be charged if your payment is less than the total balance by the payment due date.
Cash advance facility
Receive cash when you need it with up to 50% of your credit limit. Withdraw money easily from an EastWest ATM or ATM displaying the BancNet, Mastercard, or Cirrus logo with your Cash Advance Personal Identification Number (CA-PIN).
Pay for valuable purchases in fixed monthly installments at 0% interest on select items at partner stores.
Transfer your other credit card balances to your EastWest Dolce Vita Titanium Mastercard and enjoy big savings and lighter monthly installment payments.
Conversion to installments
You have the option to convert your high-value shopping and travel expenses into convenient payment terms at low additional monthly interest rates.
Instant Cash Facility
Convert your available credit line into the extra money you need with low monthly additional interest rates and easy payment terms.
The fast automatic invoice upload function
Experience the convenience of automatically recharging your electricity bill, telephone, cable, and internet subscriptions, and even insurance premiums. To enroll one of the commercial billing partners, log in to EastWest Online-Personal at personal.eastwestbanker.com or on the EastWest mobile app.
Automatic subscription to the electronic statement facility
Safe, on time, and safe. You will automatically receive your password-protected Electronic Statement of Account (e-SOA) every month to your primary email address known to us. Easily view and download your e-SOA within five (5) business days of your statement closing date. You’ll even be notified by SMS to make sure you don’t miss anything.
You can also easily access your e-SOA at any time via the ESTA chatbot at www.ewlend.com/esta, EastWest Online-Personal, and EastWest Mobile App.
Anytime, anywhere Online access to your EastWest credit card account
EastWest System Technical Assistant (ESTA)
Chat with ESTA for 24/7 instant help with credit card service. View account details and available credit limit, redeem reward points for cash back, convert transactions to installments, apply for cash installment loans, view exciting promotions, and more. To register, launch www.ewlend.com/esta in your browser and click on the registration link.
View your credit card balance, download your eStatement, update your contact details, and more, conveniently and securely. To register, launch EastWest Online-Personal in your browser and click on the registration link.
EastWest mobile app
Check your available credit limit, the balance of rewards/discounts, and more. To sign up, simply download the EastWest Mobile app from the App Store for iOS, Google Play for Android, or AppGallery for Huawei.
Applying for the East-West Dolce Vita Credit Card
- Go to the official website eastwest.com and log in
- Click on credit card options on the left side of your dashboard
- Choose the credit card and apply for it
- Fill out the application form and click the submit button.
- East West sends you an email
After your application is successful, you will be asked to provide your details and credit history. Please read the terms and conditions before agreeing to do anything.
Eastwest Dolce Vita Titanium Credit Card Customer Service
For lost card report and additional services, contact EastWest through:
ESTA chatbot www.ewlend.com/esta
24-hour Customer Service: +63288881700
24-hour Lost Card Hotline: +63288881700 (press 3)
Customer Service E-mail: [email protected]
Customer Service Text Facility: EWBCC<space><your message> and send to (0917) 888-1700
Note: E-mail and text facilities are available from Mondays-Fridays from 8:30 A.M. to 5:30 P.M. All requests received after 5:30 P.M. or during holidays/weekends will be responded to on the next banking day.
- Valid for as long as the principal Cardholder’s credit limit is available to cover for the assigned supplementary Cardholder monthly sub-limit.
- Available to qualified EastWest credit cardholders only.
EastWest Dolce Vita Titanium Mastercard Summary of Fees and Charges
Annual Membership Fee:
Main Card: Php2,000, Companion Card: Php1,000 *For existing Dolce Vita Classic Mastercard cardholders, the annual membership fee is Php 1,600 for the main card and Php800 for the supplemental card.
2% monthly or 24% annual effective rate
Advance Service Fee and Interest Fee:
Php200 for Cash Advance Draw; and interest of 2% on the amount of the advance and the service costs for the advance, which will accrue from the date of disposal until full settlement or payment of the last total balance of the statement
Late Payment Fee:
Php1500 or the minimum unpaid payment, whichever is lower
Credit Limit Exceeded:
Php500 will be charged when the outstanding balance within the billing period exceeds the prescribed credit card limit.
Returned Check Fee:
Php1500 for each check returned
Php200 for pick-up of each store/payment voucher and mail order/phone order; Php1250 for recovering any receipt for travel and entertainment expenses
Card Replacement Fee:
Php400 for each card replacement
Foreign Currency Conversion Fee:
Foreign currency transactions/merchants or transactions processed by foreign acquirers are automatically converted to Philippine Peso at the Mastercard currency exchange rate on the day the transaction is processed, plus a foreign currency conversion fee of 1.70 %. consisting of the Mastercard evaluation fee and the EastWest service fee.
Gaming and Gambling Fees:
A 5% service fee will be charged for gaming/gambling transactions and/or transactions in gaming/gambling establishments, including placing bets, purchasing lottery tickets, gaming chips, as well as any other value in combination with gambling or gambling activities.
Multiple Payment Fee:
Cardholders may make up to three (3) posted EastWest accredited payment transactions within a statement cycle. A fee of Php50 will be charged for any payment made after the third payment transaction. Payments through EastWest Payment Channels are free of charge.
Installment Processing Fee:
A flat processing fee is charged for each approved Insta-Cash, Balance, and Installment Conversion transaction. Php250 through electronic channels (ESTA or EastWest System Tech Assistant chatbot, EastWest Online, and EastWest Mobile App) or Php500 through our customer service hotline.
Term Early Termination Fee:
5% of the remaining principal balance or Php500, whichever is higher, for each Business Installment Early Termination, Balance Transfer, Insta Cash, and Term Conversion Processed
Closed Card Account Service Fee:
For closed card accounts with credit balances, the cardholder must make appropriate arrangements with EastWest to collect the credit within three (3) months from the date of payment. Otherwise, EastWest will deduct from this credit a monthly service fee of Php200 to cover the administrative costs EastWest incurred in holding the cardholder’s account.
Charges for printing and sending statements:
Php200 for each additional copy of the credit card statement
Calculation of the minimum amount due:
The minimum amount due consists of the following: (a) 3% of the total balance of your statement, including all fees and monthly charges, if applicable, but excluding any unbilled fees and any amount about your credit card limit; (b) amount overdue, if any; and (c) any amount that exceeds your credit card limit. The minimum amount due is the sum of (a), (b), and (c); or Php200, whichever is higher.
Interest Charge Calculation:
Each billing cycle, you have the option to pay the full balance, minimum payment due, or any intermediate amount. If you do not pay the full balance on or before the payment due date stated on your electronic statement, interest will be charged. The interest charge on your current eStatement is based on the daily interest rate (monthly interest date divided by 30) multiplied by (a) your total outstanding balance from your previous statement date to the date before payment, and (b) your advance amount and the service charge for the advance from the date of availment until full settlement or payment of the latest Total Statement Balance.
Eastwest Associated Brands
Eastwest partners with many brands to make luxury living more beautiful for its users. These are the lists of the companies they are partners with
- TESLA ENGINES
- WERNER COMPANY
- LG ELECTRONICS
- GENERAL ENERGY
- WEIL MCLAIN
Does EastWest Bank have advantages in installment payments?
The Dolce Vita Titanium credit card offers several benefits that may come in handy if you are looking for an installment plan.
The first is a free 0% introductory APR on all purchases and balance transfers for 15 months, after which your rate will variable from 16.99% to 24.99% (depending on your credit rating).
The advantage of the second installment is that you can transfer your balance once a month and never have to pay a fee.
In addition to these great benefits, you can also get back up to $100 after you make your first five timely payments (via an ACH deposit into an eligible checking or savings account).
Can I waive the annual EastWest fee?
It’s not an option. When you sign up for an EastWest credit card, you agree to prepay that year’s fee.
Your annual fee won’t be charged again until your next birth date, but that doesn’t mean you can cancel it.
If you do this, your account will be terminated and any negative balance will expire immediately. Always pay your balance in full every month to avoid unnecessary interest charges.
Conclusion – Eastwest Dolce Vita Titanium Credit Card Benefits
The Eastwest Dolce Vita Titanium Credit Card is here to help you live that luxurious life you’ve always wanted. For more information, please visit their website or call the number provided: +(632)8888-1700. We sincerely hope this article has been helpful to you.