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Is River Valley Loans Legit?

Is river valley loans legit

Is river valley loans legit? Frankly, many Rivet Valley Loan borrowers always make complaints about how they manage their services.

River Valley Loan according to customers there and numerous sources reported that they are not legitimate lenders. The River Valley system is programmed to illegally deduct what is expected of them from borrowers’ accounts without their consent.

According to some of the best comments on some sites, one victim said, “They wouldn’t let me pay them, they wanted to keep going into my bank account every payday and stealing from me until they got close to $5,000 on a $1,200 loan. It’s 4 weeks ago and after entering my bank account twice and paying $291 each time I still had to pay them $1,261 to get out of my bank account Where are these criminals from?” a victim of River Valley Loan online.

A well-known site exposing the evil deeds of online lenders reported that people should stay away from River Valley Loan because they hurt their targets.

Please stop all dealings with River Valley to save your life and hard-earned money. Working for money is tedious, so put money and the value of life first before exposing your data to “money seekers” online.

River Valley Credit Union

River Valley Credit Union offers a variety of products and services, including checking, savings, IRAs, credit cards, home loans, mortgages, auto loans, personal loans, online banking, and more.

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Founded in 1967, River Valley Bank has assets totaling $1 billion along with deposits totaling $1 billion, classifying it as a medium-sized bank. River Valley Bank, located in Wausau, Wisconsin, does not have the customer service of other banks. It is a conventional brick-and-mortar bank, which means easier access to service employees in a brick-and-mortar location, in addition to its online and mobile presence. With a rating of 4.1 out of 5 stars, River Valley Bank should be firmly in the running for your choice of bank.

River Valley Bank has a full range of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products, and credit cards. River Valley Bank has a fair savings rate, so you can find higher rates at other banks. The bank’s standard checking account has a monthly fee of $5.00, which is acceptable compared to the national average. Why use checking and savings accounts with one bank? The fast transfer between the two accounts allows you to still get better interest rates on your savings account and still spend money on your checking account.

Quality of service

River Valley Bank is a traditional bank, with a total of 18 branches in Michigan and Wisconsin. It also provides access to mobile apps and web apps for a simple mobile banking experience. You don’t have 24-hour customer service with real service people. You can get help during their customer service hours, which are 7:30 a.m. to 5:00 p.m. Monday through Friday. m. to 11 p.m. m. CONNECTICUT; Saturday, 9 am to 5 pm CONNECTICUT; Sunday, 9 a.m. to 5 p.m. CT.

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River Valley Bank has received high praise from users for its online presence: River Valley Bank’s mobile app has a score of 4.3 out of 5 (with 26 ratings on Apple and Android) compared to the national average of 3.8. You can use the River Valley Bank app to manage your accounts by checking monthly statements, transferring funds, and contacting support agents. River Valley Bank earns an excellent customer satisfaction rating because of relatively few complaints filed with the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial industry.


With a savings rate of 0.03%, River Valley Bank ranks below average compared to other US banks. River Valley Bank’s one-year CD earns 0.35% and the five-year CD earns 1.51%, while the money market account with the highest yield has a rate of 0.05%. It has a fair savings rate, which means that other popular banks have higher rates. Think about other options to earn more from your deposits.


River Valley Bank generally has low fees compared to the average US bank. Their checking account has a monthly fee of $5.00, which makes it slightly worse for anyone looking for a hassle-free account. For those who frequently withdraw money, River Valley Bank is ideal as it offers no ATM fees.

How do you know that online loans are legit?

How can you identify a legit loan pool online? First of all, check your details i.e. your email and location (address) not physically online. Take the time to read reviews about them online before making a deal.

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Make sure you get proof that they are properly registered.


What are some common types of online loan scams?

  • Debt Consolidation Scam
  • loan fee scam
  • No credit check scam
  • Forgiveness of Private Student Loans

River Valley Loans Overview

River Valley Loans was first mentioned on PissedConsumer on July 7, 2022, and since then this brand has received 2 reviews.

River Valley Loans ranks 489 out of 908 in the Loans and Mortgages category. The company’s overall rating is 1.0 and consumers are the most dissatisfied.

Recent recommendations regarding this company are as follows: “Don’t deal with these thieves”, “Never get a loan from this place”.

The price level of this organization, according to consumer reviews, is high.

Conclusion – Is River Valley Loans Legit?

Is River Valley loans legit? River Valley Loans seems legit but their services seem sneaky so make sure you are careful before dealing with them, most of the reviews about them are not positive. One of them was on WalletHub They took a chance on me and were wonderful and courteous people to deal with and would recommend AAA+ to anyone.