Managing your finances is an essential aspect of daily life, and having access to online banking tools can make it much more convenient. If you’re a Fortiva Credit Card holder, you can access your account details and manage your finances online via the Fortiva Credit Card Login portal. This platform is designed to simplify account management, allowing you to keep track of your payments, view your account balance, and more.
In this article, we’ll walk you through everything you need about the Fortiva Credit Card Login platform. From how to access your account to the various features available to cardholders, we’ve got you covered.
Table of Contents
What is the Fortiva Credit Card?
The Fortiva credit card is an unsecured credit card issued by the Bank of Missouri. It is designed for people with less than perfect credit who want to rebuild their credit history and improve their credit score. The Fortiva credit card offers the following benefits:
- Earn 3% cash back rewards on eligible gas, grocery, and utility bill payments and 1% on all other eligible purchases.
- Reports payment history to all three major credit bureaus.
- Free credit score, registration required.
- Zero Fraud Liability.
- EMV chip.
- Up to $1,000 credit limit subject to credit approval.
- Pre-qualify without affecting your credit score.
- No security deposit.
- Good anywhere Mastercard® is accepted.
- Periodic reviews for credit limit increases.
However, the Fortiva credit card also comes with some drawbacks, such as:
- High annual fee: From $49 to $175 the first year, and after that it’s $0 to $49 annually.
- Account maintenance fee: From $60 to $159 annually (billed monthly).
- High APR: 29.99% or 36.00% variable APR on purchases and 32.99% or 36.00% variable APR on balance transfers.
- Balance transfer fee: 3% of the amount of each transfer.
- Foreign transaction fee: 3% of each transaction amount in U.S. dollars.
- Authorized user fee: $19 to add another user to your account.
- Late payment fee: Up to $41.
Therefore, the Fortiva credit card is best suited for people who can pay their balance in full every month, avoid unnecessary fees, and use the card responsibly to boost their credit.
Fortiva Credit Card Login – How to Login to Your Fortiva Credit Card Account
To log in to your Fortiva Credit Card account, you’ll need to follow these simple steps:
- Visit the Fortiva Credit Card Login page: To access your account, you’ll need to navigate to the Fortiva Credit Card Login page. You can find this page by visiting the Fortiva website or using your favourite search engine.
- Enter your login credentials: Once on the login page, enter your username and password to access your account. You must register for an account first if you still need to create a username and password.
- Navigate to your account dashboard: After logging in, you’ll be taken to your dashboard. You can view your account balance, make payments, and access other account features.
Features Available on the Fortiva Credit Card Login Platform
Now that you know how to access your account, let’s look at the various features available on the Fortiva Credit Card Login platform.
- Account balance and payment history: One of the most important features of the Fortiva Credit Card Login portal is the ability to view your account balance and payment history. This allows you to stay on top of your finances and ensure you make payments on time.
- Payment options: The Fortiva Credit Card Login platform offers several different payment options, including online payments, phone payments, and mail-in payments. This gives you the flexibility to choose the payment method that works best for you.
- Transaction history: You can also view your transaction history on the Fortiva Credit Card Login platform. This allows you to see all your purchases with your card and monitor your spending habits.
- Account settings: The Fortiva Credit Card Login portal also allows you to update your account settings, including your contact information and billing address. You can also set up alerts and notifications to help you stay on top of your account activity.
- Customer support: If you have questions or concerns about your Fortiva Credit Card account, you can access customer support via the Fortiva Credit Card Login platform. You can also find answers to common questions on the FAQ page.
Benefits of the Fortiva Credit Card
In addition to the features available on the Fortiva Credit Card Login platform, there are several other benefits to holding a Fortiva Credit Card. Some of these benefits include:
- Easy approval: The Fortiva Credit Card is designed for individuals with less-than-perfect credit, making it a great option for those who may have been turned down for other credit cards.
- Competitive APR: The Fortiva Credit Card offers a competitive APR, making it a good choice for those who want to build their credit without incurring high-interest charges.
- Rewards program: The Fortiva Credit Card also offers a rewards program allowing you to earn points for every purchase. You can redeem these points for various rewards, including cash back, merchandise, and travel.
Fortiva Credit Card Apply Online
If you’re interested in applying for a Fortiva Credit Card, you can do so easily and conveniently online. Here’s how to apply for a Fortiva Credit Card online:
Visit the Fortiva Credit Card website:
To begin the application process, navigate to the Fortiva Credit Card website using your preferred web browser.
Click on “Apply Now”:
Once you’re on the Fortiva Credit Card homepage, look for the “Apply Now” button and click on it to start the application process.
Fill out the application:
You’ll be asked to provide basic personal information, including your name, address, phone number, email address, and Social Security number. You’ll also be asked to provide information about your income, employment status, and housing situation.
Review and submit your application:
After you’ve provided all the necessary information, review your application to ensure everything is correct. Then, click the “Submit” button to send your application to Fortiva Credit Card for review.
Wait for a response:
After submitting your application, you’ll receive a response from Fortiva Credit Card within a few minutes to a few days, depending on the status of your application. If your application is approved, you’ll receive your Fortiva Credit Card in the mail within a few days.
It’s important to note that while Fortiva Credit Card is designed for individuals with less-than-perfect credit, there are still certain requirements you’ll need to meet to be eligible for the card. These requirements may include having a minimum credit score, meeting minimum income requirements, and having a valid Social Security number. Be sure to review the terms and conditions of the Fortiva Credit Card before applying to ensure it’s the right fit for your financial situation.
Fortiva Credit Card Payment
Making payments on your Fortiva Credit Card is essential to managing your account and building your credit. Fortunately, there are several ways to make payments on your Fortiva Credit Card, including online, by phone, or by mail. Here’s what you need to know about each option:
Online Payments:
Making payments online is one of the easiest and most convenient ways to manage your Fortiva Credit Card account. To make an online payment, follow these steps:
- Log in to your Fortiva Credit Card account through the Fortiva Credit Card Login portal.
- Navigate to the “Payments” section of your account dashboard.
- Enter the amount you want to pay and select your payment date.
- Enter your payment information, including your bank account or debit/credit card details.
- Review your payment details and submit your payment.
Once your payment has been submitted, it should be processed within a few business days.
Phone Payments:
If you prefer to make payments over the phone, you can do so by calling the Fortiva Credit Card customer service number. To make a phone payment, follow these steps:
- Call the Fortiva Credit Card customer service number, which can be found on the back of your card or the Fortiva website.
- Follow the prompts to enter your payment information, including your bank account or debit/credit card details.
- Confirm your payment details and submit your payment.
Once your payment has been submitted, it should be processed within a few business days.
Mail-in Payments:
If you prefer to make mail payments, you can send a check or money order to the address listed on your Fortiva Credit Card statement. To make a mail-in payment, follow these steps:
- Write a check or money order for the amount you want to pay.
- Include your Fortiva Credit Card account number on the check or money order.
- Mail your payment to the address listed on your Fortiva Credit Card statement.
Once your payment has been received and processed, it should be reflected in your account balance within a few business days.
Fortiva Credit Card Phone Number – Fortiva Customer Service
If you need to get in touch with Fortiva Credit Card customer service, you can do so by calling the following phone number:
1-800-245-7741
This is the general customer service phone number for Fortiva Credit Card. When you call, you’ll be prompted to select the reason for your call, such as making a payment, reporting a lost or stolen card, or disputing a charge. You’ll then be connected with a customer service representative to assist with your inquiry.
Customer service representatives can assist you from 8:00 AM to 8:00 PM Eastern Time, Monday through Friday, and from 9:00 AM to 2:00 PM Eastern Time on Saturdays. If you need assistance outside these hours, visit the Fortiva Credit Card website to access online resources and FAQs.
When calling Fortiva Credit Card customer service, have your account number and any relevant information about your inquiry to help expedite the process. The customer service representative will also ask you to verify your identity to ensure the security of your account.
How to Check Your Fortiva Credit Card Balance?
You can check your Fortiva credit card balance using any of the following methods:
- Online: You can log in to your account and view your account summary, balance, transactions, statements, and rewards.
- By phone: You can call the Fortiva customer service phone number at 1-800-710-2961 and follow the prompts to check your balance, available credit, and payment due date.
- By mobile app: You can download the Fortiva Account Center app from the App Store or Google Play and log in to your account using your username and password. You can then check your balance, transactions, statements, rewards, and more.
How to Contact Fortiva Credit Card Customer Service?
If you have any questions, concerns, or issues regarding your Fortiva credit card, you can contact the Fortiva credit card customer service department using any of the following methods:
- By phone: You can call the Fortiva customer service phone number at 1-800-710-2961, 8 am to 5 pm daily. You can also call the Fortiva Payments customer service phone number at 1-800-245-7741 to make payments or inquire about your payment status.
- By email: You can fill out the Fortiva email form on their website: 2. You need to provide your name, email address, subject, and message. You can also request a call back from a customer service representative.
- By mail: You can send your inquiries, requests, or complaints by mail to the following address:
Fortiva P.O.Box 105555 Atlanta, GA 30348-5555
FAQs
Here are some frequently asked questions about the Fortiva credit card and their answers:
Q: How can I pre-qualify for the Fortiva credit card?
A: You can pre-qualify for the Fortiva credit card by visiting their website: 3 and filling out a short form with some basic information, such as your name, address, email, phone number, and last four digits of your Social Security number. You will then receive an instant decision on whether you are pre-qualified or not. Pre-qualifying does not affect your credit score and does not guarantee approval. You still need to submit a formal application and meet the eligibility criteria to get the card.
Q: What is the credit score requirement for the Fortiva credit card?
A: The Fortiva credit card does not have a specific credit score requirement, but it is designed for people with less than perfect credit who want to rebuild their credit history and improve their credit score. Therefore, you may have a higher chance of getting approved if you have a fair or poor credit score, ranging from 300 to 669, according to the FICO scoring model. However, other factors, such as your income, debt, and payment history, may also affect your eligibility and terms.
Q: How can I increase my credit limit on the Fortiva credit card?
A: You can request a credit limit increase on the Fortiva credit card by logging in to your account and clicking on the “Request a Credit Limit Increase” link. You will then need to provide some information, such as your income, expenses, and desired credit limit. Fortiva will review your request and notify you of their decision. Requesting a credit limit increase may result in a hard inquiry on your credit report, which can temporarily lower your credit score. Therefore, you should only request a credit limit increase if you have a good reason and a good payment history.
Q: How can I cancel my Fortiva credit card?
A: You can cancel your Fortiva credit card by calling the Fortiva customer service phone number at 1-800-710-2961 and speaking to a representative. You will need to provide your account number, security code, and other verification details. You will also need to pay off your balance in full before you can close your account. Closing your account may affect your credit score, as it can reduce your available credit and increase your credit utilization ratio. Therefore, you should consider the pros and cons of canceling your card before you make a final decision.
Conclusion
Overall, the Fortiva Credit Card Login platform is an excellent tool for managing your Fortiva Credit Card account. Its user-friendly interface and convenient features make it easy to stay on top of your finances and ensure that you’re making payments on time.
In addition to the online platform, the Fortiva Credit Card offers several other benefits that make it an attractive option for individuals with less-than-perfect credit. Easy approval, a competitive APR, and a rewards program are great ways to build your credit while earning rewards for your purchases. Whether you’re a current Fortiva Credit Card holder or considering applying for one, the Fortiva Credit Card Login platform is essential for managing your account. By logging in regularly and taking advantage of its many features, you can stay on top of your finances and achieve your goals.