If you are like most people, you probably check your credit card statements regularly to make sure there are no unauthorized or suspicious charges. But what if you see a charge from a company you have never heard of, such as Dynamix Medical? What is Dynamix Medical and why are they charging your credit card?
Dynamix Medical is a company that sells medical supplies and equipment online. They claim to offer high-quality products at affordable prices, and they have a website where you can browse and order their products. However, many people have reported that they have been charged by Dynamix Medical without ever ordering anything from them, or receiving anything in return. This has led to suspicions that Dynamix Medical is a scam, and that they are using stolen credit card information to make fraudulent charges.
In this article, we will explain what Dynamix Medical charge on credit card is, how to dispute it, and how to protect yourself from credit card fraud. We will also answer some frequently asked questions about Dynamix Medical and their charges.
Table of Contents
What is Dynamix Medical Charge on Credit Card?
Dynamix Medical charge on credit card is a charge that appears on your credit card statement when Dynamix Medical deducts money from your account. The charge may vary in amount, but it is usually around $200. The charge may also have different descriptions, such as:
- Dynamix Medical
- Dynamix Total Products
- DynamixMedical 844-8211646
- Dynamix Medical Supply Wyoming
- Dynamix Medical WY
- Dynamix Medica
- Dynamix Medical Supplies
- DynamixMedical 8332782616
The charge may appear as a one-time charge, or as a recurring charge that happens every month. The charge may also appear on different credit cards, such as Visa, Mastercard, American Express, or Discover.
How to Dispute Dynamix Medical Charge on Credit Card?
If you see a charge from Dynamix Medical on your credit card statement, and you are sure that you did not order anything from them, or authorize them to charge your card, you should dispute the charge as soon as possible. Here are the steps you should take to dispute Dynamix Medical charge on credit card:
- Contact Dynamix Medical: The first thing you should do is try to contact Dynamix Medical and ask them to explain the charge. You can find their contact information on their website, or on the charge statement. However, many people have reported that Dynamix Medical does not answer their phone calls, emails, or messages, or that they provide vague or false explanations. If you cannot reach them, or if you are not satisfied with their response, you should proceed to the next step.
- Contact your credit card issuer: The next thing you should do is contact your credit card issuer and report the charge as fraudulent. You should explain that you did not order anything from Dynamix Medical, or authorize them to charge your card, and that you want to dispute the charge and get a refund. You should also ask your credit card issuer to cancel your card and issue you a new one, to prevent further charges from Dynamix Medical or other scammers. Your credit card issuer will investigate the charge and initiate a chargeback process, which may take up to 90 days. During this time, you may be asked to provide evidence or documentation to support your claim, such as receipts, invoices, emails, or screenshots. You should cooperate with your credit card issuer and provide them with any information they request. If your claim is approved, you will get a refund and the charge will be reversed. If your claim is denied, you may have to pay the charge and any fees or interest associated with it.
- File a complaint: The last thing you should do is file a complaint with the authorities and consumer protection agencies, such as the Federal Trade Commission (FTC), the Better Business Bureau (BBB), or your state attorney general. You should provide them with as much information as possible about Dynamix Medical and their charge, such as the date, amount, description, and contact information of the charge, as well as any correspondence or communication you had with Dynamix Medical or your credit card issuer. You should also include any evidence or documentation you have to prove that the charge was fraudulent. Filing a complaint will help the authorities and consumer protection agencies to investigate Dynamix Medical and their activities, and to take legal action against them if necessary. It will also help other consumers to be aware of Dynamix Medical and their scam, and to avoid falling victim to them.
How to Protect Yourself from Credit Card Fraud?
Credit card fraud is a serious and common problem that affects millions of people every year. Credit card fraud occurs when someone uses your credit card information without your permission to make purchases or transactions. Credit card fraud can happen in various ways, such as:
- Phishing: Phishing is when someone sends you an email, text message, or phone call that pretends to be from a legitimate company, such as your bank, credit card issuer, or online retailer, and asks you to provide or confirm your personal or financial information, such as your credit card number, expiration date, security code, or password. The scammer then uses this information to make fraudulent charges on your credit card, or to access your online accounts and steal your money or identity.
- Skimming: Skimming is when someone uses a device, such as a card reader, to capture and copy your credit card information when you swipe or insert your card at an ATM, gas station, or store. The scammer then uses this information to create a fake or cloned credit card, or to make online purchases or transactions with your credit card.
- Data breach: Data breach is when someone hacks into a database or network that stores your credit card information, such as an online retailer, a payment processor, or a service provider. The hacker then steals your credit card information, along with other personal or financial information, and sells it to other scammers or uses it to make fraudulent charges on your credit card.
To protect yourself from credit card fraud, you should follow these tips:
- Monitor your credit card statements: You should check your credit card statements regularly, at least once a month, to make sure there are no unauthorized or suspicious charges. You should also sign up for alerts or notifications from your credit card issuer, which will inform you of any unusual or suspicious activity on your credit card. If you notice any charge that you do not recognize or did not authorize, you should report it to your credit card issuer immediately and dispute it.
- Protect your credit card information: You should never share your credit card information with anyone, unless you trust them and you initiated the contact. You should also never respond to any email, text message, or phone call that asks you to provide or confirm your credit card information, as it may be a phishing attempt. You should also be careful when using your credit card at public places, such as ATMs, gas stations, or stores, and make sure that the card reader is not tampered with or has a skimming device attached to it. You should also use a secure and encrypted connection when making online purchases or transactions with your credit card, and avoid using public or unsecured Wi-Fi networks.
- Use security features: You should use the security features that your credit card offers, such as a PIN, a chip, or a contactless payment option, which will make it harder for scammers to use your credit card without your permission. You should also use a password manager, a firewall, an antivirus software, and a VPN, which will protect your online accounts and devices from hackers and malware. You should also enable two-factor authentication, which will add an extra layer of security to your online accounts and transactions.
- Review your credit reports: You should review your credit reports from the three major credit bureaus, which are Equifax, Experian, and TransUnion, at least once a year, to make sure there are no errors or signs of identity theft. You can get a free copy of your credit report from each bureau every 12 months at annualcreditreport.com. If you find any error or discrepancy on your credit report, you should dispute it with the credit bureau and the creditor. If you find any sign of identity theft, such as accounts or inquiries that you did not open or authorize, you should report it to the FTC, the police, and the credit bureaus, and place a fraud alert or a credit freeze on your credit report.
FAQs – Dynamix Medical Charge On Credit Card
Here are some frequently asked questions about Dynamix Medical charge on credit card:
Q: Is Dynamix Medical a legitimate company?
A: Dynamix Medical claims to be a legitimate company that sells medical supplies and equipment online. They have a website where you can browse and order their products, and they have a physical address and a phone number. However, many people have reported that Dynamix Medical is a scam, and that they have been charged by them without ever ordering anything from them, or receiving anything in return. Many people have also reported that Dynamix Medical does not answer their phone calls, emails, or messages, or that they provide vague or false explanations. Therefore, it is very likely that Dynamix Medical is not a legitimate company, but a fraudulent one.
Q: How did Dynamix Medical get my credit card information?
A: Dynamix Medical may have obtained your credit card information in various ways, such as:
- You ordered something from Dynamix Medical, or from another website that is affiliated with them, and they kept your credit card information and used it to make unauthorized charges.
- You responded to a phishing email, text message, or phone call that pretended to be from a legitimate company, such as your bank, credit card issuer, or online retailer, and you provided or confirmed your credit card information to the scammer, who then sold it or used it to make fraudulent charges.
- You used your credit card at a public place, such as an ATM, gas station, or store, and a scammer used a device, such as a card reader, to capture and copy your credit card information, and then used it to create a fake or cloned credit card, or to make online purchases or transactions.
- Your credit card information was exposed in a data breach, where a hacker hacked into a database or network that stored your credit card information, such as an online retailer, a payment processor, or a service provider, and then stole your credit card information, along with other personal or financial information, and sold it or used it to make fraudulent charges.
Q: How can I prevent Dynamix Medical from charging my credit card again?
A: To prevent Dynamix Medical from charging your credit card again, you should take the following actions:
- Contact your credit card issuer and cancel your card and request a new one, with a new number and security code. This will stop any further charges from Dynamix Medical or other scammers who have your old card information.
- Contact Dynamix Medical and demand that they stop charging your card and refund your money. You should also ask them to delete your credit card information from their records and to confirm this in writing. However, you should not expect a positive or honest response from them, as they are likely to ignore you or lie to you.
- File a complaint with the authorities and consumer protection agencies, such as the FTC, the BBB, or your state attorney general, and provide them with all the information and evidence you have about Dynamix Medical and their charge. This will help them to investigate and take legal action against Dynamix Medical, and to warn other consumers about their scam.
Q: How can I get my money back from Dynamix Medical?
A: To get your money back from Dynamix Medical, you should dispute the charge with your credit card issuer, as explained in the previous section. You should also contact Dynamix Medical and ask them to refund your money, but you should not rely on them to do so, as they are likely to refuse or delay. You should also file a complaint with the authorities and consumer protection agencies, as explained in the previous section, and ask them to help you recover your money from Dynamix Medical. However, you should be prepared for a long and difficult process, as Dynamix Medical may not cooperate or comply with the law. Therefore, the best way to get your money back from Dynamix Medical is to prevent them from charging your credit card in the first place.
Conclusion
Dynamix Medical charge on credit card is a charge that may appear on your credit card statement when Dynamix Medical deducts money from your account without your permission or knowledge. Dynamix Medical is a company that claims to sell medical supplies and equipment online, but many people have reported that they are a scam, and that they have been charged by them without ever ordering anything from them, or receiving anything in return.
If you see a charge from Dynamix Medical on your credit card statement, you should dispute it as soon as possible, by contacting Dynamix Medical, your credit card issuer, and the authorities and consumer protection agencies. You should also cancel your card and request a new one, to prevent further charges from Dynamix Medical or other scammers. You should also protect yourself from credit card fraud, by monitoring your credit card statements, protecting your credit card information, using security features, and reviewing your credit reports.
Credit card fraud is a serious and common problem that affects millions of people every year. You should be vigilant and careful when using your credit card, and report any suspicious or unauthorized charges immediately. By doing so, you can avoid losing your money and your identity to scammers like Dynamix Medical.