Mobile banking, Mobile Application helps customers to track their Account.
Credit Cards, FD/RD, Loan, Mutual fund, Demat Account, forex cards staus in just one tap. Most of the Banks also gives spritely credit card mobile application to track their record.
In today’s life, people don’t have much time to visit their home branch to check their account or make any transactions. Bank know this thing very well. That’s why every bank has their own mobile application for their customers, even they are offering mobile wallet services for their unregistered customer as well. These services are for their registered as well as for unregistered customers. Considering that they can promote their services with everyone. They might offer you their banking services by giving you attractive offers.
Kotak bank & IDFC bank offering the customer to open their account online or through a mobile application like kotak811. You’ll just need to give you basic details like Adhaar Card number & Pan card numbers, Mobile Number for register your self. Kotak811 Application provides a virtual card and you can request a physical card by paying just 116 INR and it gets delivered at your doorsteps within a week.
Axis bank is also offering his mobile application called Axis Mobile. The best part of this mobile application is you can check your all service in one place like Account, Credit Cards, FD/RD, Loan, Mutual fund, Demat Account, forex cards. Axis mobile gives you the freedom to add payee anytime and send money instantly. You just need to inter OTP at the time of adding a payee. I’m not saying that other mobile bank application not offering the same services however as per my experiences, it’s user-friendly and fast. Axis mobile gives you the freedom to check all services under one application. You can check or track your credit card expenses, loan status and other services which I’ve mentioned above. State bank of India
State bank of India used to provide a mobile application “SBI Freedom” but it was recently changed to “SBI anywhere”. This new application has much better options and in terms of security, This is the best application for customers.
The previous application has a lot to do while registering but to make it easy and user-friendly, the new application was launched by SBI. I would still say that this is not easy but better than old application.There could be more improvements like other banks have done for their customers.
ICICI Bank has also an application which is known as“i-mobile” and it has many smart features that help customers to save their times and energy. It contains all the features like other banks. At the same time, It has great security features which are provided by “i-safe” wherein you can generate OTP yourself while making any kind of transaction.
Bank of Baroda has also an application and it is known as “Broda M connect plus” which gives almost all the features to make customer’s life easy and happy. This can be still improved by adding smart features like other private banks. Only transfer and credit do not help customers rather it should have some advances features like UPI etc.
You can find below bank names and their mobile applications:
- Punjab National Bank – PNB MBanking
CitiBank – Citibank IN
HDFC Bank – HDFC Bank Mobile banking
Indian Bank – Indpay
Allahabad bank – Allahabad Bank
American express bank – Amex IN
standard chartered bank – SC Mobile India (Breeze)
- Yes Bank – Yes Mobile
Last but not the least, A revolutionary app was launched by our honorable prime minister Mr. Narendra Modi and It is famous and known as “BHIM”. It has many great features which help the customer to link all their active banks with BHIM and make transactions as per your choice of the bank you want.
So, Basically, India along with world is emerging as a Digital country and more transparent in terms of money transaction.